Vltn Cards is the card-program technology behind fintechs, wallets and marketplaces. Connect one API to launch your own branded Visa and Mastercard cards — virtual and physical — issued through our licensed issuing partners, anywhere your users are.
Going direct means applying for scheme membership, integrating issuers one market at a time, and standing up compliance, fraud and settlement from scratch — then keeping all of it running. Most teams lose 12 to 18 months before a single card goes live.
Our BINs are built for real-world spend, not a single niche. Put it together and a Vltn card behaves like a card from a major bank.
Claude, OpenAI, Cursor, Netflix, Spotify and thousands more — the recurring charges that decline on most prepaid cards just go through.
Marketing, operations and per-employee budgets, with limits and merchant controls built in.
A working session, not a pitch. We map your use cases to the right issuer mix, outline the commercials, and tell you on the call whether Vltn Cards fits.
~30 minOne program-management agreement. No scheme membership to chase — we connect you to our licensed issuing partners and handle the technical integration and program setup.
~1 weekREST API, sandbox. Our integration team stays with your engineers the whole way.
~3 daysPartner-issued cards go live in 2–15 seconds. A dedicated manager stays with you long after go-live, and new issuers and regions arrive as updates underneath you.
day one — onwardConnect once. New issuers, regions and card capabilities show up as updates, not migrations. When a corridor slows down, smart routing sends the next authorization to a healthy rail — your cardholders never feel it.
99.95% uptime over the last twelve months, with no single point of failure — if one issuer drops, traffic reroutes. We run program-level fraud and transaction monitoring on top of our licensed partners' regulated AML — so abuse is caught early, not after the chargeback.
A dedicated manager from the first call through year three. You set your own pricing and keep the customer relationship. Clear roadmap, clear commercials, no black boxes.
Single-use cards for bookings, amount-locked authorizations, and programmable controls per supplier.
→Issue cards your users can actually charge against AI APIs, design tools and dev infra — worldwide, without random declines.
→Per-employee controls, MCC rules and accounting-stack integrations on a corporate card program you own.
→Clean REST endpoints, idempotency keys, webhooks, sandbox. Issue a fully-controlled card in a handful of lines.
Full API reference and sandbox access are shared once we kick off.
# issue a virtual EUR card with monthly spend cap + MCC fence POST /v1/cards Authorization: Bearer vltn_live_•••••••• Idempotency-Key: 7c9b1f-pgm-eu { "cardholder_id": "ch_8K2pQ", "type": "virtual", "currency": "EUR", "program": "pgm_subscription_eu", "controls": { "spend_limit": { "amount": 50000, "interval": "monthly" }, "allowed_mccs": ["5411", "5812", "4121"], "geo": ["EU", "GB"] } } → 201 Created { "id": "card_9fX2…", "last4": "4417", "status": "active" }
Book a working session, not a pitch. Tell us what you're building and we'll map the fastest path to launch — and whether we're the right fit.
A working session — we'll map your use case to the right issuer mix.
A straight commercial outline — pricing, BINs, regions.
A yes-or-no on the call — and a path to first test card by week two.